"We were lucky to have you"
"We were lucky to have you"
Jessica and Pual Krug
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Mitch Graves is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Torrance, Redondo Beach and Hermosa Beach >

Coming Soon
Find Out More >

Welcome! Here You Can Find Great Information about Real Estate in Torrance, Redondo Beach, Hermosa Beach and all the wonderful cities in the South Bay & the Westside!

Looking for homes? This site gives you access to all the homes available in the South Bay and Westside.

Do you have questions about local Real Estate? This site allows you to check out the schools, shopping, dining, parks and much, much more.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine!This site allows you to contact me easily and get the answers you need! That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. All I ask is that you be my guest! Why? I want to be YOUR real estate agent for life. As your trusted, professional real estate partner, I will help you find a great home in the best neighborhood at the right price! And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top real estate agent, I have the experience and track record you are looking for. Please let me help.

- Mitch Graves

Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the largest city square in the world?
A	Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres.
See More Real Estate Trivia >

Mitch Graves, REALTOR®, real estate agent and broker for Torrance, Redondo Beach and Hermosa Beach, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Mitch Graves
Century 21 Union Realty
23900 Hawthorne Blvd Suite 200
Torrance, CA 90505
310-749-1435
Fax: 310-793-3307
MitchGraves@NUMBER1EXPERT.com

www.MitchGraves.com is brought to you by Mitch Graves
NUMBER1EXPERT™ in real estate for Torrance, Redondo Beach and Hermosa Beach, California

Read Mitch Graves's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge