Trust Me with Your Referrals. Increase Your Chances of Making a Sale. You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy real estate agent, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me. Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it. Please use this form to contact me... You can trust me with your important referrals. I'm a web-savvy, top selling agent in the Torrance, Redondo Beach and Hermosa Beach area. Provide me with a few details, and I promise to get back to you quickly... 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What is the highest skyscraper hotel in the world?
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| A |
The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world. |
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